As experienced insurance problem solvers, we can tell you there isn’t “one answer” that applies to everyone. Every situation involves different risks, and therefore custom coverage.Thus, we suggest you speak with a GA Workers Compensation Insurance expert directly, as laws and regulations are ever-changing and they may or may not apply to you.

That said, there is a possibility that up to five officers may waive coverage for themselves by law. Still, it is required that they complete and sign a form WC-10 and file it with their insurance carrier.

To see if you’re need of coverage, contact our Georgia Business Insurance agent to be sure. If you’re looking for a FREE proposal of cost and coverage, visit the quote request portion of our Georgia Workers’ Compensation Insurance website today!

Please Note: The content of this website is provided for informational purposes only. It is not intended nor should it be viewed as legal advice. No one should act or refrain from acting on the basis of any information in this website without seeking the appropriate professional counsel on his or her particular circumstances. Although every effort is made to provide accurate and useful information, Georgia Workers’ Compensation Solutions, Inc., assumes no legal liability for the accuracy, completeness, or usefulness of any information disclosed on this site.

For most small business owners, their business is their source of income. Wouldn’t it make sense to protect YOU from potential loss of that income?

Just like your home and car, your business needs to be protected from potential loss, damage and liability.

Generally speaking, there are two types of insurance: property and liability.

Property insurance covers damage to or loss of the policyholders business property. This can be your office equipment, including your computer and software.  This insurance would play a part in any lost of stolen work equipment.

Liability Insurance, on the other hand, would protect your from damages resulting in damages incurred on your behalf. If somebody sued you for such damages, the cost of the suit (defending and settling), these expenses would be covered to the limits of your business liability insurance.

Every business is different. Therefore, the exposures vary depending on the environment and nature of the establishment.

There is surely not one cookie-cutter answer to the question, “What insurance does a small business need?” And, workers compensation insurance is an added consideration.

Speak with our Georgia business insurance expert today for a FREE indication of cost and coverage! We are dedicated to providing local businesses with top-notch commercial coverage for the best price!

Call 678.822.0149 or visit the metro Atlanta Business Insurance portion of our website today for a FREE quote!

Our Atlanta Workers’ Compensation Insurance experts suggest that your business obtain proof of coverage from your sub or independent contractor(s). Even though the contractor(s) is not an official employee of your company, this condition does not relieve you of the responsibility in the case he/she become injured.

If you’re looking to secure Workers’ Compensation Insurance Georgia, our experts can find you the best coverage available! Request a FREE proposal of workers compensation cost and coverage by visiting the  GA Workers Compensation Insurance portion of our parent website.

Our Georgia Insurance agency represents multiple workers compensation insurance companies. Therefore, we are able to match your needs as an employer with the carrier that has the most to offer your particular business and/or trade.

Please Note: The content of this website is provided for informational purposes only. It is not intended nor should it be viewed as legal advice. No one should act or refrain from acting on the basis of any information in this website without seeking the appropriate professional counsel on his or her particular circumstances. Although every effort is made to provide accurate and useful information, Georgia Workers’ Compensation Solutions, Inc., assumes no legal liability for the accuracy, completeness, or usefulness of any information disclosed on this site.

Our Atlanta Workers’ Compensation Insurance problem solvers provide Workers Comp solutions to businesses all over Georgia. With decades of experience, knowledge and premier advising, you can be sure that you’re securing the best insurance policy that your money can buy!

What types of injuries are covered with Workers’ Compensation Insurance?

Generally speaking, the types of injuries that you can expect to be covered under Workers’ Compensation Insurance are called compensable injuries.

In order to be considered a “compensable injury,” the incident must occur within the course and scope of employment. In other words, the activity must have to do with and/or originate in the work, business, profession or trade of the employer. This activity must be conducted on the premise of the employer, or at another associated location.

Also, the injury must have occurred when the employee was engaged in or about the progression of business or affairs of the employer.

Workers’ Compensation laws and requirements are constantly changing. In order to stay ahead of the curve and aware of the best offers the industry has to present, you’ll need an expert on your team.

Click to request a FREE indication of cost and coverage for your business today, by clicking here on our Georgia Workers Compensation Quote request form!

Our priority as trusted Georgia Workers’ Compensation Insurance experts is to provide you with custom coverage that fits your needs as an employer. Accidents happen and we leverage our expertise to provide you with top-notch protection.

We represent multiple workers compensation insurance carriers, so we can match you with the insurance carrier that has the most to offer your business.

 Please Note: The content of this website is provided for informational purposes only. It is not intended nor should it be viewed as legal advice. No one should act or refrain from acting on the basis of any information in this website without seeking the appropriate professional counsel on his or her particular circumstances. Although every effort is made to provide accurate and useful information, Georgia Workers’ Compensation Solutions, Inc., assumes no legal liability for the accuracy, completeness, or usefulness of any information disclosed on this site.

WATCH VIDEO: WHAT IS PAY AS YOU GO WORKERS’ COMPENSATION COVERAGE?

Oftentimes, the accident and injuries associated with the accident are obvious—for example, it’s evident that the accident happened at work and the injuries were clearly a result of the accident. Take Pete’s Georgia Moving Service trips and breaks his leg, the injury is immediate and obvious.

However, there are instances of injury when it isn’t as obvious. Repetitive actions, such as picking up heavy objects over a period of months or years can also be a Georgia workers compensation injury. This situation is called an “occupational disease.” The damage may go unnoticed for long periods of time, but eventually the injury becomes major and disabling in some way. If Pete’s Georgia Moving Service requires employees to breathe in chemical fumes and a year later causes a serious life-threatening disease, Pete would can be covered with most Georgia workers’ compensation insurance policies.

Every workers’ compensation policy is different and thus, coverages are subjective and need to be evaluated on a case-by-case basis. It’s important to review your workers compensation coverage with your select insurance agent.

You can also request a FREE indication of cost and coverage from Georgia Workers Compensation Solutions, a division of Gillman Insurance Group here. We work hard to protect your business for less and have customer testimonies that reflect our dedication to being your insurance partner.