Insurance Blog

Please read and comment on our blog about workers’ compensation insurance topics. Please feel free to ask us any questions.

 

Is Georgia Workers Compensation Insurance required for contractors?

Does Georgia Workers’ Compensation Insurance need to be obtained for subcontractors, contractors or sole proprietors?

MP900216049Our Atlanta Workers’ Compensation Insurance experts suggest that your business obtain proof of coverage from your sub or independent contractor(s). Even though the contractor(s) is not an official employee of your company, this condition does not relieve you of the responsibility in the case he/she become injured.

If you’re looking to secure Workers’ Compensation Insurance Georgia, our experts can find you the best coverage available! Request a FREE proposal of workers compensation cost and coverage by visiting the  GA Workers Compensation Insurance portion of our parent website.

Our Georgia Insurance agency represents multiple workers compensation insurance companies. Therefore, we are able to match your needs as an employer with the carrier that has the most to offer your particular business and/or trade.

Please Note: The content of this website is provided for informational purposes only. It is not intended nor should it be viewed as legal advice. No one should act or refrain from acting on the basis of any information in this website without seeking the appropriate professional counsel on his or her particular circumstances. Although every effort is made to provide accurate and useful information, Georgia Workers’ Compensation Solutions, Inc., assumes no legal liability for the accuracy, completeness, or usefulness of any information disclosed on this site.

What types of injuries are covered with Workers’ Compensation Insurance?

 

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Our Atlanta Workers’ Compensation Insurance problem solvers provide Workers Comp solutions to businesses all over Georgia. With decades of experience, knowledge and premier advising, you can be sure that you’re securing the best insurance policy that your money can buy!

What types of injuries are covered with Workers’ Compensation Insurance?

Generally speaking, the types of injuries that you can expect to be covered under Workers’ Compensation Insurance are called compensable injuries.

In order to be considered a “compensable injury,” the incident must occur within the course and scope of employment. In other words, the activity must have to do with and/or originate in the work, business, profession or trade of the employer. This activity must be conducted on the premise of the employer, or at another associated location.

Also, the injury must have occurred when the employee was engaged in or about the progression of business or affairs of the employer.

Workers’ Compensation laws and requirements are constantly changing. In order to stay ahead of the curve and aware of the best offers the industry has to present, you’ll need an expert on your team.

Click to request a FREE indication of cost and coverage for your business today, by clicking here on our Georgia Workers Compensation Quote request form!

Our priority as trusted Georgia Workers’ Compensation Insurance experts is to provide you with custom coverage that fits your needs as an employer. Accidents happen and we leverage our expertise to provide you with top-notch protection.

We represent multiple workers compensation insurance carriers, so we can match you with the insurance carrier that has the most to offer your business.

 Please Note: The content of this website is provided for informational purposes only. It is not intended nor should it be viewed as legal advice. No one should act or refrain from acting on the basis of any information in this website without seeking the appropriate professional counsel on his or her particular circumstances. Although every effort is made to provide accurate and useful information, Georgia Workers’ Compensation Solutions, Inc., assumes no legal liability for the accuracy, completeness, or usefulness of any information disclosed on this site.

What is Pay-As-You-Go Insurance?

Our Georgia Workers Compensation experts bring you this 1.5 minute video to explain Pay-As-You-Go Workers Compensation in a flash! Become a GA Workers Comp pro by watching. We promise, we made this stay-awake worthy and entertaining!

 

WATCH VIDEO: WHAT IS PAY AS YOU GO WORKERS’ COMPENSATION COVERAGE?

What Determines a Workers’ Compensation Injury?

42-16070633 A workers’ compensation injury involves any harm that occurred on the job. How and where you were injured are key components of determining a GA Workers Comp Injury.

Oftentimes, the accident and injuries associated with the accident are obvious—for example, it’s evident that the accident happened at work and the injuries were clearly a result of the accident. Take Pete’s Georgia Moving Service trips and breaks his leg, the injury is immediate and obvious.

However, there are instances of injury when it isn’t as obvious. Repetitive actions, such as picking up heavy objects over a period of months or years can also be a Georgia workers compensation injury. This situation is called an “occupational disease.” The damage may go unnoticed for long periods of time, but eventually the injury becomes major and disabling in some way. If Pete’s Georgia Moving Service requires employees to breathe in chemical fumes and a year later causes a serious life-threatening disease, Pete would can be covered with most Georgia workers’ compensation insurance policies.

Every workers’ compensation policy is different and thus, coverages are subjective and need to be evaluated on a case-by-case basis. It’s important to review your workers compensation coverage with your select insurance agent.

You can also request a FREE indication of cost and coverage from Georgia Workers Compensation Solutions, a division of Gillman Insurance Group here. We work hard to protect your business for less and have customer testimonies that reflect our dedication to being your insurance partner.