A workers’ compensation injury involves any harm that occurred on the job. How and where you were injured are key components of determining a GA Workers Comp Injury.
Oftentimes, the accident and injuries associated with the accident are obvious—for example, it’s evident that the accident happened at work and the injuries were clearly a result of the accident. Take Pete’s Georgia Moving Service trips and breaks his leg, the injury is immediate and obvious.
However, there are instances of injury when it isn’t as obvious. Repetitive actions, such as picking up heavy objects over a period of months or years can also be a Georgia workers compensation injury. This situation is called an “occupational disease.” The damage may go unnoticed for long periods of time, but eventually the injury becomes major and disabling in some way. If Pete’s Georgia Moving Service requires employees to breathe in chemical fumes and a year later causes a serious life-threatening disease, Pete would can be covered with most Georgia workers’ compensation insurance policies.
Every workers’ compensation policy is different and thus, coverages are subjective and need to be evaluated on a case-by-case basis. It’s important to review your workers compensation coverage with your select insurance agent.
You can also request a FREE indication of cost and coverage from Georgia Workers Compensation Solutions, a division of Gillman Insurance Group here. We work hard to protect your business for less and have customer testimonies that reflect our dedication to being your insurance partner.
